Are you eligible
to refinance?

Determining your eligibility for refinancing
is similar to the approval process that you
went through with your first mortgage.


When is refinancing
not a good idea?

You’ve had your mortgage for a long
time. The amortization chart shows
that the proportion of your payment


Mortgage Services

A professional mortgage broking firm serving your finance needs

We can do all the paperwork for you, Get in touch and find out what we can do to help you.


Free consultation and we are mobile broker so we can come to you when best suits you.


We have access to exclusive mortgages. We will find you a great deal. Saving you time and money.


Exclusive rates from high street lenders, a choices of over 25 lenders to meet your needs.


Read our guide for First Home Buyers and get one step ahead…. Our checklist takes you through the main things you need to cover when you’re buying a new home. Download FREE!


An independent mortgage planning custom resume writing consultancy offering a broad range of mortgage services for home buyers and property investors.


Why consider refinancing?

Lowering your interest rate The interest rate on your mortgage is tied directly to how…

Why use a Mortgage Broker?

When looking for a home loan you can either go to a bank or use…

When is refinancing not a good idea?

You’ve had your mortgage for a long time. The amortization chart shows that the proportion…

Are you eligible to refinance?

Determining your eligibility for refinancing is similar to the approval process that you went through…


Mobile Mortgage Services, a professional mortgage broking firm serving your finance needs. As Mortgage Brokers we negotiate the best terms and rates on your behalf.

We are a mortgage broker who acts on your behalf. We are not tied to one particular lender

Given the variety of options you will face when taking out a mortgage, doesn’t it make sense to seek professional advice on possibly the biggest financial commitment you are ever likely to make? We firmly believe in the benefit of advice and work closely with a panel of major lenders to provide a wide choice of products, including some which are designed exclusively for our customers. We can provide you with advice and a recommendation for your mortgage and in addition to this we can help you in other areas associated with buying your home.

Commercial Mortgages

The right financial help is essential in today’s business world. We understand this, we have been building relationships with our lenders for well over 10 years so that you can benefit from our experience. In this challenging market where lenders criteria is becoming ever more strict, a broker’s input has become even more essential.

Mortgage Broker with No broker fees!

No one likes paying fees and we understand how important this is to you. So we make a clear commitment – No broker fees! Thats right – no broker fees. We treat our clients as individuals, with individual needs and requirements. We appreciate how frustrating it is to deal with Banks and other mortgage lenders. We will help you find the best products for your situation and we will try to make the application process that bit easier

Mortgage Planning

Why “Mortgage Planning” and what’s a “Mortgage Planner”? Although we are mortgage brokers, we prefer to refer to ourselves as mortgage planners because our focus is primarily to assist our clients develop a plan or strategy for their financial security in a safe and responsible manner.

Yukiko Watanabe

Genesis Finance Group was founded by Yukiko Watanabe – a former essay proofreading and editing residential credit manager, a business owner, mortgage consultant, investment property finance consultant and business development manager with over 10 years of experience in the finance industry.

Meet Our Team

We are a team because we respect, trust & care for each other. Our greatest strength is our team spirit & that will remain because a core of us come through the leagues together.

Yukiko Watanabe

Founder/Mortgage broker

Yukiko started as an assessor and moved on to be a BDM for a non-bank lender. Due to her caring nature and love for the mortgage/finance industry decided to be a mortgage broker. She has a great amount of experience and wanted to assist all her customer to get the right home loan. She has been a mortgage broker for 15 years and has built up her network in different community due to her ability to speak different language skills (Japanese, Chinese & English). She is very passionate about assisting her customers and seeing them smiling gives her the motivation to work harder every day!

Oz (Oy Suk), Jung

General Manage/Mortgage broker

Oz holds Master of Social Work Studies and Bachelor of Mass Communication and Journalism degree and has experience in various roles within client focused services. His practice is based on client’s overall circumstances to seek the most suitable support to brokers and clients during the mortgage process.

Mirant Makadia

Mortgage Broker

Mirant has over 8 years of experience in various roles within residential lending and business lending within Big 4 banks. He believes in giving personalised and outstanding service to all customers.
Mirant also has also worked and studied as an Accountant this knowledge has helped him advise his customer with the correct loan structure to benefit them in their personal as well as business investment goals.
He is a member of the Mortgage & Finance Association of Australia (MFAA) and holds a Bachelor of Commerce Professional Accounting degree from the Macquarie University.

You can contact us now

If you are looking for a new home loan or refinance, we can come to you, but why not pick up the phone and give me a call right now. No obligation and free advice – then you decide when and with which lender you want your home loan with … the decision is always yours.